At Dodge City / Royal Garage we offer fully secured loans to protect you, your family, and one of your most valuable assets - your credit rating. 

An accident or illness, though no fault of yours, can have the effect of ruining your hard earned credit reputation. 
 

An illness in the family has been a common cause of repossession in Canada. Why? 

Because: 

• A disability normally causes expenses to increase. 
• A disability usually causes income to decrease. 
• Medi-Care or private hospitalization insurance rarely pays 100% of the expenses while you are sick or injured. 
• Your loan payments continue while you are sick or injured - Medi-Care or private hospital insurance will not pay your loans.
• Workers Compensation only covers work-related injuries - it does not cover accidents off the job or illnesses not related to the workplace. 
   

Why buy an Accident Health Insurance Policy ? 

Because: 

• A fully-secured loan with accident health insurance means that if you should become sick or injured: 
• Your loan payment is made for you while you are unable to work due to any covered accident or illness 
• You do not have to be hospitalized to collect 
• Payments made on your loan by the insurance company do not have to be repaid 
• Your policy becomes effective on the date of your loan 
• The cost is not rated according to age or occupation 
• The premium is included in your monthly payment. There is no lump sum cash outlay. 
• You pay only for the amount of insurance you need. The benefits are tailored to the amount financed and the amount of your loan payment. 
• There are no limits on the number of times that you can collect 
• Benefits are not reduced by any other insurance you may have